Getting credit for self-employment without credit bureau is not an easy task. For self-employed, the conditions for a loan are associated with many hurdles. Especially if the credit bureau shows a negative entry, loan applicants usually have to expect a cancellation. Anyone who expresses the desire to obtain a car loan without credit bureau for the self-employed, has to search long, until he finally found a lender. In general, it is not completely impossible to get a loan without credit bureau for the self-employed.
Wish: Car loan without credit bureau for the self-employed
There are companies that can not do without a car. Painters, fitters or the transport industry depend on a vehicle. Therefore, day to day credit brokers are dealing with the situation of combining the security of a loan with a negative credit bureau entry. Especially freelancers are very much suffering under the contracts I-IV of Basel. Basel II is responsible, the self-employed hardly get a loan. The goal in the contracts is increasingly focused on closing no longer any risk loan agreements.
Anyone who wants to get a loan without credit bureau for the self-employed, must therefore look for a credit intermediary who still approves the granting of risk-loan agreements. credit bureau loans are divided into three groups. Civil servants and civil servants usually get up to $ 7,500 in security without a security deposit. Anyone who achieves a good income in the free market economy is classified in Group Two and gets a loan up to 3,500 USD without any problems. In the third group self-employed persons are classified who are burdened with a negative credit bureau. As a rule, nothing goes without a guarantor.
Thus, the car loan is approved without credit bureau for the self-employed
So-called credit intermediaries provide personal loans to freelancers with negative credit bureau, and it is therefore necessary to apply to private donors. These look at the application profile and then decide for or against the award of the loan. Most investors are retail investors who want to protect their money from devaluation. Private investors are not influenced by any opinion and can decide for themselves to whom they entrust their money.
A tip to get a loan without credit bureau for the self-employed is a well-written letter of application to the investor. However, if you take out a car loan as a self-employed person, you should count on it well in advance. Because usually the condition is a lot higher. The tax consultant will probably use the car loan without credit bureau for self-employed as a business disaster. Still, you need this loan to keep your day-to-day business running. Consider exactly the consequences if you apply for a car loan without credit bureau for self-employed, whether it actually pays to work a few days only for the interest of the loan.